DE EN
Check eligibility
Home R&D Tax Credit Tax Return
Tax Return · Annex FZ · 2026

The German R&D Tax Credit in your tax return — Annex FZ done right.

How to enter the Forschungszulage correctly in Annex FZ, the corporate / personal income tax return and ELSTER — including the interplay with loss carry-forwards, trade tax and § 7g EStG.

Updated: April 26, 2026
~12 min read
Max Nodes, Managing Director
BSFZ certificateattached
ELSTERsubmitted
EUR 0 trade taxon credit
ELSTER ANLAGE FZ · WJ 2026
St.-Nr. 123/4567/8901
10
BSFZ certificate no.
20
R&D personnel costs
21
Contract research (70 %)
22
Overhead (20 %)
30
Assessment basis
40
Funding rate (SME)
50
To be assessed
§ 5b EStG E-Bilanz § 9 Nr. 7c GewStG § 169 AO Assessment period § 7g EStG IAB § 10d EStG Loss carry-fwd § 347 AO Appeal FZulG since 2020 § 5b EStG E-Bilanz § 9 Nr. 7c GewStG § 169 AO Assessment period § 7g EStG IAB § 10d EStG Loss carry-fwd § 347 AO Appeal FZulG since 2020
2020
Annex FZ mandatory since
§ 5b EStG
E-Bilanz mandatory position
6 years
Retroactive possible
0 €
Trade tax on credit
01
Mandatory schedule

Annex FZ — the mandatory schedule for your tax return

Annex FZ has been the official mandatory schedule for the German corporate (KSt) or income (ESt) tax return since the FZulG took effect in 2020. It is filed exclusively electronically via ELSTER.

Fields in detail

LineContentExample
1–4Master data (name, tax number, fiscal year)NOVARIS GmbH · 01.01.–31.12.2026
10BSFZ certificate numberBSFZ-2026-00123
11Date of BSFZ certificate2026-03-15
20Eligible personnel costs / own workEUR 800,000
21Contract research (70 % eligible)EUR 350,000
22Overhead flat-rate (20 % since 2024)EUR 230,000
30Total assessment basis (max. EUR 12 M)EUR 1,380,000
40Funding rate (25 % standard / 35 % SME)35 %
50R&D tax credit to be assessedEUR 483,000
Practical tip: Annex FZ can also be filed independently of the rest of the tax return — accelerating payout substantially. More in our application guide.
02
Submission

ELSTER — submission & mandatory fields

Since 2024, Annex FZ can only be submitted electronically via ELSTER. Five steps:

  1. Select Annex FZ in ELSTER

    In your ELSTER personal area under "Tax Return → Schedules" pick Annex FZ.

  2. Upload BSFZ certificate as PDF

    Mandatory attachment. Without the BSFZ certificate the tax office rejects Annex FZ.

  3. Fill in the fields per table

    Assessment basis, funding rate, credit to be assessed. ELSTER validates automatically.

  4. Reconcile E-Bilanz position

    "Other operating income" must be consistent with Annex FZ.

  5. Submit authenticated

    With ELSTER certificate or ELSTER stick. A confirmation e-mail is not sufficient.

Mandatory attachments

  • BSFZ certificate (PDF, from the certification body portal)
  • Time records aggregated per employee (Excel/CSV export)
  • Contract research agreements for external R&D in the EEA
  • For a different bank account: form "Bankverbindung zur Erstattung von Steuern"
03
Tax offset

Interaction with corporate / personal income tax

The Forschungszulage is a true tax credit, not an expense reduction. It is offset against assessed KSt/ESt — any excess is paid out.

Legal formTax typeOffsetSpecial feature
GmbH / UGKSt 15 % + SolZ 5.5 %Full KSt offsetLoss case: credit as refund
Sole proprietorESt 14–45 %Full ESt offsetSME rate 35 % if < 250 employees
PartnershipPro-rata per partnerAt partner levelAnnex FZ-Mitunternehmer
More on tax treatment in our corporate tax guide.
04
Off-balance-sheet reduction

Trade tax — the reduction nobody can forget

Under § 9 No. 7c GewStG, the Forschungszulage is exempt from trade tax. To activate this exemption, the credit must be reduced off-balance-sheet in the trade tax return.

Mandatory: Off-balance-sheet reduction in GewSt 1A, line 87. Forgetting this means paying trade tax on the credit.

Example — what happens without the reduction

With reduction

Filed correctly

ForschungszulageEUR 500,000
Trade tax baseEUR 0 (reduced)
Munich rate
Unnecessary trade taxEUR 0
VS
Without reduction

Common mistake

ForschungszulageEUR 500,000
Trade tax base+ EUR 500,000
Munich rate (490 %)17.15 %
Unnecessary trade tax~ EUR 85,750
05
Minimum taxation

Loss carry-forwards remain untouched

One of the strongest features of the Forschungszulage: it does not increase taxable income — loss carry-forwards remain fully intact.

  • No interaction with the minimum taxation under § 10d EStG (EUR 1 M + 60 % above)
  • Even with cumulative losses of EUR 5 M the credit is paid out fully without consuming any loss carry-forward
  • Particularly valuable for startups: cash refund despite zero tax liability + loss carry-forward preserved for future profits

Example · Startup

EUR 800k loss → EUR 210k cash

With zero tax liability the tax office pays the SME R&D credit straight to the company account — and the loss carry-forward rolls into next year unchanged.

Loss 2026
EUR 800,000
R&D expense (BSFZ)
EUR 600,000
Loss carry-fwd stays
EUR 800,000
Cash refund
+ EUR 210,000
06
Double funding

Interaction with § 7g EStG (investment deduction)

The investment deduction (IAB) under § 7g EStG lets SMEs deduct up to 50 % of the cost of future investments in advance. IAB and Forschungszulage are combinable — but watch out for double funding.

Watch out for double funding: If a machine is "depreciated" 50 % via § 7g and the depreciation of the remaining basis is simultaneously included in the FZulG assessment basis, this constitutes inadmissible double funding. The FZulG basis must be reduced proportionally.

Example calculation

StepValue
Acquisition R&D machineEUR 200,000
IAB under § 7g (50 %)− EUR 100,000
Residual book value for AfAEUR 100,000
Eligible AfA for FZulG basisonly on EUR 100,000
07
Edge cases

Special cases: Organschaft, partnership, non-calendar fiscal year

Organschaft (German tax group)

For a corporate-tax Organschaft, Annex FZ is filed by the parent (Organträger), not by the controlled subsidiary. The assessment basis is consolidated across all subsidiaries — separate BSFZ per subsidiary, but a unified Annex FZ.

Partnership (KG, OHG, GbR)

For partnerships, each partner's share is assessed separately. Offset via Annex FE-K (corporation) or Annex SO (individual). The unified Annex FZ remains at the partnership level.

Non-calendar fiscal year

For a fiscal year other than calendar year (e.g. April–March), the basis is allocated per fiscal year. Personnel costs are pro-rated to the fiscal year in which the work was performed — not to the calendar year.

08
Frequently asked

FAQ: R&D tax credit in the German tax return

The Forschungszulage is reported via Annex FZ of the corporate (KSt) or income (ESt) tax return. Mandatory annex since 2020, ELSTER transmission. Assessment basis, funding rate and credit to be assessed are entered — the BSFZ certificate must be attached as PDF.

Yes — as off-balance-sheet reduction in line 87 GewSt 1A (§ 9 No. 7c GewStG). Forgetting means paying 14–17 % trade tax on the credit. For EUR 500,000, that's roughly EUR 70,000–85,000 unnecessarily paid tax.

Under "Other operating income" in the German taxonomy (de-gaap-ci_is.netIncomeFromOrdinaryActivities.otherOperatingIncome). Separate labeling not strictly required but recommended via the "Explanation of other operating income" note field.

Yes — retroactively up to 4 years via § 169 AO, for fiscal years from 2020. The BSFZ certificate must be applied for separately. NOVARIS reviews free of charge whether a retroactive claim makes sense.

File an appeal under § 347 AO within one month. The BSFZ certificate is binding for the tax office — only arithmetic is reviewed. Common rejection reasons: unclear time records or wrong contract-research quota. NOVARIS supports the appeal process.

Yes, indirectly: the credit is offset against KSt/ESt before the SolZ (5.5 %) is calculated. If KSt/ESt drops, SolZ drops too — additional ~5.5 % benefit. For EUR 500,000 credit: ~EUR 27,500 SolZ savings.

No. The credit is neither a supply nor a service in the VAT sense. It does not appear in the VAT return. Booked gross without VAT key (account 2749 SKR03 / 7695 SKR04).

~ 29 %

of BSFZ applications were rejected in 2024 — higher for first-time applications without advice.

3–6 months

average delay caused by application errors in self-filed claims.

50.000 €+

on average left on the table per company (Stifterverband, 2023).

100 % approval rate · As of March 2026

NOVARIS handles your full FZulG application.

From the initial review of your R&D projects through the BSFZ certificate to payout by the tax office — success-based and without risk.

€ 15 Mio.+
secured
25+
mandates
100 %
approval
6 yrs
FZulG expertise